Compare personal cards in Cardwell’s focused catalog for gas-station and eligible EV-charging rewards.
Guide updated September 16, 2026 · Verify current offers with the issuer
3% at U.S. supermarkets, U.S. gas stations, and U.S. online retail, each up to $6,000 yearly, then 1%.
Why it made this list: Useful household bonus categories without an annual fee.
3x on air travel, other hotels, restaurants, supermarkets, and gas or EV charging; 10x on eligible Citi Travel bookings.
Why it made this list: Broad everyday and travel categories with transferable points.
5x through Chase Travel; 3x on dining, gas and EV charging, select streaming, online grocery, and eligible vacation-home rentals; and 2x on other travel.
Why it made this list: Transferable travel points and useful everyday categories at a moderate annual fee.
A stand-alone gas station may qualify while fuel sold by a warehouse club, supermarket, or superstore may not. Convenience stores and automated pumps can also code differently. The issuer’s current merchant definition is the final rule.
Compare the gas card’s reward rate with the rate from a card you already have. Multiply the difference by your expected yearly eligible gas spend, then subtract any annual fee. This shows the extra value created by the gas category.
If gas is a small part of your budget, a card that also rewards groceries, dining, transit, or general purchases may create more total value. EV drivers should check whether charging is named as an eligible category instead of assuming it is included.
At $200 a month in eligible gas, a hypothetical 3% return is $72 a year, versus $48 at 2%. Compare the extra $24 with fees and any effort needed to qualify. Extra rewards are not a saving if the station charges more.
Warehouse clubs, supermarket fuel stations and convenience-store registers may not receive the same category treatment. EV charging can be separate from gas. Check whether a cap is shared with dining or other categories.
A specialized gas card is less useful for low-mileage drivers or people who buy most fuel from excluded merchants. Consider the return on all purchases, not just the headline gas rate.
Compare gas and EV spending separately alongside other purchases. →
Not always. Warehouse clubs and their fuel stations can be excluded or coded differently. Check both the issuer terms and the merchant category shown on past transactions.
Only when the card’s current terms include eligible EV charging or the charging network receives a qualifying merchant code.
It is most useful when your eligible gas spending is high enough for the extra rewards to beat a strong flat-rate card after fees and caps.