Referral links are disclosed. Rankings stay independent.
Cardwell participates in referral and affiliate marketing, but compensation never influences its recommendations.
How referral links work
Some website and ChatGPT application links are referral links. Cardwell may receive a reward if a user applies through one of these links and is approved. Cardwell identifies referral links when they are shown and also provides the issuer’s official page for checking current terms.
Ranking independence
Referral data is stored separately and is never read by the scoring function. Compensation does not change card scores, ranking order, reasons, eligibility, approval decisions, or the terms offered by the issuer.
Optional referral-supported alternative
The website may show an additional referral-supported alternative after feedback on the two ranked results. ChatGPT may show this option alongside its results when another referral-supported card meets the same user constraints and passes our strong-fit threshold. This additional option is separately selected for referral availability from the same feature-based scores. It is not a Best Match or Second Choice, does not replace either ranked result, and includes a referral disclosure.
Independent verification
Users should compare Cardwell’s result with the issuer’s current terms and other independent sources. Cardwell does not promise that the focused catalog includes every card available in the market.
Questions
Use the Contact & Support form for questions about this disclosure.