A clearer comparison—not a credit decision.
By using Cardwell, you agree that it is an educational comparison tool and that issuer disclosures remain the final authority.
Educational information
Cardwell provides general educational comparisons and is not financial, legal, tax, or credit advice. Recommendations describe product fit based on the preferences supplied; they are not individualized underwriting decisions.
No application or approval promise
Cardwell does not accept applications, access credit reports, determine eligibility, or guarantee approval. Applying may affect your credit. The issuer alone decides approval, credit limit, pricing, and eligibility.
Offers can change
Rewards, fees, APRs, welcome offers, benefits, and eligibility rules may change at any time. Review the issuer’s current application page, rates and fees, and benefit terms before acting. If Cardwell conflicts with an issuer disclosure, the issuer disclosure controls.
Acceptable use
Use Cardwell lawfully and do not attempt to disrupt, reverse engineer, overload, or misuse the service. Never enter sensitive credentials or another person’s financial information.
Availability and liability
The service is provided “as is” and may be changed, suspended, or discontinued. To the maximum extent permitted by law, Cardwell is not responsible for decisions made from the service, issuer actions, changed offers, missed rewards, application outcomes, or indirect losses.
Links and intellectual property
Issuer names and trademarks belong to their respective owners. External issuer sites are governed by their own terms. Cardwell’s name, design, software, and original content may not be copied or presented as another service without permission.
Questions and updates
Use the Contact & Support form for questions. Continued use after an updated effective date means you accept the revised terms.