Chase Sapphire Preferred credit card
Chase · personal

Sapphire Preferred

5x through Chase Travel; 3x on dining, gas and EV charging, select streaming, online grocery, and eligible vacation-home rentals; and 2x on other travel.

1x–5x rewards$95 annual fee
Review on Chase
Annual fee$95
Intro and ongoing APRNo 0% intro APR; 19.24%–27.49% variable purchase APR.
Foreign transaction feeNo foreign transaction fee.
Pros

Where this card stands out

  • Travel rewards with a moderate annual fee
  • Dining and everyday bonus categories
  • Transferable Chase points
Things to consider

Tradeoffs to review

  • It carries a $95 annual fee.
  • The highest travel rate requires Chase Travel.
Not ideal for

When another card may fit better

  • $0-fee-only users
  • Flat cash-back seekers

Educational comparison only. Offers and eligibility can change. Confirm the issuer’s current terms before applying. Cardwell does not guarantee approval.