Chase Sapphire Preferred credit card
Chase · personal

Sapphire Preferred

5x through Chase Travel; 3x on dining, gas and EV charging, select streaming, online grocery, and eligible vacation-home rentals; and 2x on other travel.

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1x–5x rewards$95 annual fee
Review on Chase

Card details reviewed Sep 12, 2026.

Annual fee$95
Intro and ongoing APRNo 0% intro APR; 19.24%–27.49% variable purchase APR.
Foreign transaction feeNo foreign transaction fee.
Pros

Where this card stands out

  • Travel rewards with a moderate annual fee
  • Dining and everyday bonus categories
  • Transferable Chase points
Things to consider

Tradeoffs to review

  • It carries a $95 annual fee.
  • The highest travel rate requires Chase Travel.
Not ideal for

When another card may fit better

  • $0-fee-only users
  • Flat cash-back seekers
Before you apply

Check the welcome offer for Sapphire Preferred

A welcome offer is not guaranteed. Check the exact application page for any bonus, eligible spending, deadline and restrictions on previous cardholders. Public, referral and personalized offers can differ.

Cardwell does not list a fixed bonus here or include it in ongoing reward estimates. Use only the offer actually shown to you.

Check offer on Chase Plan the spending requirement
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Educational comparison only. Offers and eligibility can change. Confirm the issuer’s current terms before applying. Cardwell does not guarantee approval.