Citi Strata Premier credit card
Citi · personal

Strata Premier

3x on air travel, other hotels, restaurants, supermarkets, and gas or EV charging; 10x on eligible Citi Travel bookings.

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1x–10x rewards$95 annual fee
Review on Citi

Card details reviewed Sep 12, 2026.

Annual fee$95
Intro and ongoing APRNo 0% intro APR; 20.24%–28.24% variable purchase APR.
Foreign transaction feeNo foreign transaction fee.
Pros

Where this card stands out

  • Broad 3x everyday categories
  • Transferable Citi points
Things to consider

Tradeoffs to review

  • The annual fee is $95.
  • The 10x rate requires Citi Travel.
Not ideal for

When another card may fit better

  • $0-fee-only users
Before you apply

Check the welcome offer for Strata Premier

A welcome offer is not guaranteed. Check the exact application page for any bonus, eligible spending, deadline and restrictions on previous cardholders. Public, referral and personalized offers can differ.

Cardwell does not list a fixed bonus here or include it in ongoing reward estimates. Use only the offer actually shown to you.

Check offer on Citi Plan the spending requirement
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Educational comparison only. Offers and eligibility can change. Confirm the issuer’s current terms before applying. Cardwell does not guarantee approval.