
Amex Gold
4x at restaurants worldwide and U.S. supermarkets with caps, 5x prepaid hotels through Amex Travel, and 3x eligible flights.
Why it made this list: High earning on food spending for users who value Membership Rewards.
Compare personal cards in Cardwell’s catalog that reward restaurants, takeout, or food spending.

4x at restaurants worldwide and U.S. supermarkets with caps, 5x prepaid hotels through Amex Travel, and 3x eligible flights.
Why it made this list: High earning on food spending for users who value Membership Rewards.

3% on dining, entertainment, eligible streaming, and grocery stores; 5% on eligible Capital One Travel hotels, vacation rentals, and rental cars.
Why it made this list: A no-fee fit for food, entertainment and streaming-heavy budgets.

5x through Chase Travel; 3x on dining, gas and EV charging, select streaming, online grocery, and eligible vacation-home rentals; and 2x on other travel.
Why it made this list: Transferable travel points and useful everyday categories at a moderate annual fee.

3x on air travel, other hotels, restaurants, supermarkets, and gas or EV charging; 10x on eligible Citi Travel bookings.
Why it made this list: Broad everyday and travel categories with transferable points.

1.5% on everyday purchases, 3% on dining and drugstores, and 5% through Chase Travel.
Why it made this list: Low-maintenance cash back with elevated dining and drugstore rewards.