Where this card stands out
- Simple flat-rate cash back
- No annual fee
Citi · personal
Double Cash
Unlimited 2% cash back: 1% when buying and another 1% when paying; 5% on eligible Citi Travel bookings.
2%–5% rewards$0 annual fee
Card details reviewed Sep 12, 2026.
Annual fee$0
Intro and ongoing APR0% intro APR for 18 months on balance transfers completed within 4 months; purchases are excluded from the intro APR.
Foreign transaction feeForeign transaction fee applies.
Tradeoffs to review
- Half of the base reward is earned when purchases are paid.
- A foreign transaction fee applies.
When another card may fit better
- Users who need the full reward at purchase time
Before you apply
Check the welcome offer for Double Cash
A welcome offer is not guaranteed. Check the exact application page for any bonus, eligible spending, deadline and restrictions on previous cardholders. Public, referral and personalized offers can differ.
Cardwell does not list a fixed bonus here or include it in ongoing reward estimates. Use only the offer actually shown to you.
Educational comparison only. Offers and eligibility can change. Confirm the issuer’s current terms before applying. Cardwell does not guarantee approval.