Chase Sapphire Reserve credit card
Chase · personal

Sapphire Reserve

8x through Chase Travel, 4x on direct airline and hotel bookings, 3x dining, plus premium travel benefits.

1x–8x rewards$795 annual fee
Apply / learn more
Annual fee$795
Intro and ongoing APRNo 0% intro APR; 19.49%–27.99% variable purchase APR.
Foreign transaction feeNo foreign transaction fee.
Pros

Where this card stands out

  • Frequent premium travelers
  • Airport lounge users
  • Heavy Chase points users
Things to consider

Tradeoffs to review

  • The $795 annual fee is a major commitment.
  • Strong value requires meaningful travel and benefit usage.
Not ideal for

When another card may fit better

  • Fee-sensitive users
  • Occasional travelers
  • Simple cash-back seekers

Educational comparison only. Offers and eligibility can change. Confirm the issuer’s current terms before applying. Cardwell does not guarantee approval.

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