Where this card stands out
- Simple business points earning
- No annual fee
- Membership Rewards users
American Express · business
Blue Business Plus
2x Membership Rewards points on the first $50,000 in eligible purchases each calendar year, then 1x.
2x rewards$0 annual fee
Card details reviewed Sep 12, 2026.
Annual fee$0
Intro and ongoing APR0% intro APR on purchases for 12 months; then 16.74%–28.49% variable APR.
Foreign transaction feeForeign transaction fee applies; confirm the current rate with American Express.
Tradeoffs to review
- The 2x rate is capped at $50,000 in eligible purchases per calendar year.
- Issuer terms and eligibility should be confirmed before applying.
When another card may fit better
- Businesses spending well above the annual 2x cap
- Businesses seeking uncapped flat-rate rewards
Before you apply
Check the welcome offer for Blue Business Plus
A welcome offer is not guaranteed. Check the exact application page for any bonus, eligible spending, deadline and restrictions on previous cardholders. Public, referral and personalized offers can differ.
Cardwell does not list a fixed bonus here or include it in ongoing reward estimates. Use only the offer actually shown to you.
Educational comparison only. Offers and eligibility can change. Confirm the issuer’s current terms before applying. Cardwell does not guarantee approval.